Pension Advice
Pension advice for employers
Our advisory services for employers
Every company with employees comes into contact with social security law when it comes to payroll accounting. It is not uncommon for questions to arise in complicated situations, e.g. workation or partial retirement. We provide you with comprehensive advice on your individual issues. If necessary, we will initiate status determination procedures with the German Pension Insurance (Deutsche Rentenversicherung) on your behalf.
Pension consulting as a corporate benefit
Pension advice as a social benefit is a valuable support for employees in planning their financial future. Within a framework defined by you, your employees receive clarity about retirement provision. This not only strengthens employees‘ trust in your company, but also shows appreciation for their long-term well-being.
FAQ’s
Is my employee's social security status correct?
The social security status of some groups of people is not always entirely clear. Is it a case of employment subject to social security contributions or self-employment not subject to social security contributions? Determining the status provides clarity and legal certainty. Shareholder-managing directors of a GmbH, subcontractors or family members working for the company are particularly affected.
I need help with the company audit. Can you support me?
Your company is undergoing an audit by the German Pension Insurance or the auditor has already announced a visit – we are happy to assist you.
I have questions about social security issues. Can you help me?
Your HR department frequently has questions about social security law in your company. We would be happy to support you with your questions.
Employed or self-employed - how can it be determined whether social security contributions are payable?
It is not always easy to determine whether someone is self-employed or employed and therefore liable for social security contributions. Not clarifying this status is associated with risks. It is not uncommon for companies to have to make five-figure back payments plus late payment penalties for so-called bogus self-employed persons – supposedly self-employed persons who later turn out to be employees. In order to protect yourself from additional claims, the social security status should be clarified when taking up a new employment relationship. We will be happy to support you in carrying out the status determination procedure with the German Pension Insurance to protect you and your company from this risk.
Pension insurance company audit - What can I do if I receive back payments?
It is not uncommon for company audits to result in high back payments. In the hearing procedure, you have the opportunity to comment on the German pension insurance findings. If a decision is issued, the only option is often to go to court. If you need support with the hearing or the objection procedure, we will be happy to assist you and take care of your pension insurance audits.
Is a company pension scheme worthwhile for your employees?
Are you considering offering a company pension scheme in your company to retain employees? Then we will be happy to help you with your questions and support you with the implementation.
Can I have my payroll accounting audited?
We check your payroll accounting for social security risks and work with your HR department to prepare your payroll accounting for the next company audit. We would also be happy to make you a personalized offer for employee training and online seminars.
What is a pension consultant?
Pension consultants are not employees of the German pension insurance or an insurance company and therefore act independently and neutrally in areas such as social security law.